State rep. introduces bill that would require health insurance to cover hearing device

Health care in Washington state may get more inclusive as a new state bill that was introduced would mandate that all health insurance that is offered include coverage for hearing devices. 

State Rep. Emily Wicks introduced House Bill 1854, which would require coverage for hearing instruments. 

Currently, most insurance plans do not cover hearing devices, and hearing  aids and accessories for kids and adults must be purchased for thousands out-of-pocket. 

"Hearing loss is a major problem for kids and adults in our state," Wicks said. "And frequently, insurance won’t cover the cost of hearing aids."

Under  HB 1854:

  • A health plan issued or renewed on or after Jan. 1, 2023 must include coverage for hearing instruments, including bone conduction hearing devices. 
  • Coverage must include the device, initial assessment, fitting, adjustment, auditory training and ear molds as necessary to maintain optimal fit. 
  • The maximum benefit amount required is $2,500 per ear with hearing loss every 36 months, which is not subject to a person's deductible. 
  • Also, the person may choose a higher priced hearing device and pay the difference without penalty to the covered individual or to the provider of the device. 

There are 24 other states that already have similar laws.

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